Victor Michael

 

When it comes to home decor, 2016 was the year of everything from woven wall hangings to Scandinavian-inspired interiors. And as the year winds down, soon enough your thoughts will most likely wander to a home refresh. So it’s worth exploring the top decorating trends that will likely be on repeat in homes across the country—and possibly in your own abode.

We checked in with three interior designers—Martyn Lawrence-Bullard, Young Huh, and Beth Diana Smith—for their 2017 decorating forecast and some easy pointers on how to make them your own. These trends are chic, inspiring, and (fortunately) don’t require a complete room overhaul.

Green
According to celebrity interior designer Martyn Lawrence-Bullard, who counts Kendall Jenner among his list of clients, green is “strong again.” From lime green to emerald, the hue works throughout the home—whether it’s as a wall color or a room-filling rug. If you’re not too keen on the idea of using green in large doses, Lawrence-Bullard has a suggestion: “Add really fun emerald glasses to your regular white plates and suddenly you’ve got that up-to-the minute look.”

Tropical Prints
It’s no secret that interior design takes cues from the runways, and this year, we’ve seen the likes of Marc Jacobs, Prada, and Emanuel Ungaro experiment with all things tropical. The print will continue to appear in wallpaper and designer fabrics, according to Lawrence-Bullard. But don’t worry if such in-your-face prints are out of character for you. He suggests throw pillows boasting the trendy pattern: “Always buy a plain sofa and change it up with new pillows,” Lawrence-Bullard advises. “It’s just like buying a great piece of classic clothing. You can certainly refresh it with a new bag and shoes.”

Texture
Weaving texture into an interior makes it more inviting and the idea of mixing fabrics and materials will be on the rise. “Texture is really important,” says Lawrence-Bullard. “We are seeing more and more texture in every form, from brushed brass tables to light fixtures to fabrics and wallpapers.” A quick way to test the trend: Drape a nubby wool throw over a leather chair or mix fabrics used for decorative pillows.

Marble and Brass Combinations
Young Huh, who was named one of Vogue’s five young interior designers on the rise in 2015, promises marble and brass will continue to dominate in 2017. “We’re going to see this trend in both kitchens and baths,” Huh explains. “It’s that combination of something very natural and clean, like white marble, and something industrial, hard, and a little bit glamorous with the brass.”

Muted Colors
Does the thought of bold colors anywhere in your home make you feel a tinge of anxiety? Don’t fret—it’s all about neutrals in the year ahead. “Whites, beiges, pale grays, camel, and blush pink are super on-trend,” Huh says.

Geometrics
Your goal should always be to create a home that feels curated, and an easy way to accomplish this is through pattern. “We’ll see inventive geometrics that speak to ancient cultures, whether it is African or Asian patterns, but they’ll be modernized,” Huh says. Think simple lines, geometric designs, and triangles, Huh explains.

Quirky Lighting
Think of lighting as an accessory for your home—it’s the perfect way to show off your unique design sensibility. “A quirky lighting fixture looks great in a dining room,” Huh says. “It’s a great space to go for it and do something unusual.” Also consider sprucing up your bedside lamps with something truly memorable.

Artisan-Crafted Furniture
For New Jersey–based interior designer Beth Diana Smith, the new year will include an emphasis on uniquely crafted furniture. “People will be going back to furniture that is more of an investment—furniture that is very well-made,” Smith says. She recommends antique shopping for pieces that will add character to your home and browsing sites like Chairish.

Gray
Gray was a prominent color in 2016 interiors and it will continue to reign in 2017. “We will see different tones of gray, a lot of gray and white, and gray in deeper colors,” Smith says. It’s the sort of color that complements a full spectrum of shades, from bold red to mellow ivory.

Bronze
Smith promises that 2017 will bring loads of bronze—a metal that warms up any space. “It’s a lot more classic in a sense,” she says, as it complements a myriad of decorating styles. “I like it in lighting and accessories, whether it be vases, lamps, or decorative bowls for the kitchen,” Smith says.

Source: http://www.vogue.com/article/home-decor-decorating-trends-2017 

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Property owners in one in three areas in UK areas earn more from owning their home than they do from their work, new research has found.

Overall house prices outpace owners’ earnings in 119 areas and 17% of all local areas have seen average house prices increase by more than total average pay, according to a study from home lender the Halifax.

Average house prices have increased by more than total average employees’ net earnings in 31% of local authority districts in the past two years and the proportion of areas where house prices are outpacing earnings over the last two years has edged up from 28% in 2015.

More than nine out of 10 are in London, the South East, South West and the East of England with these four regions accounting for 111 of the 119 or 93% of areas.

The biggest gap between rising property values and earnings was in Haringey in London. House prices in the borough increased by an average of £139,803 over the last two years, exceeding average take home earnings in the area of £48,353 over the same period, a difference of £91,450, equivalent to £3,810 per month.

Haringey is followed by Harrow in north London with a price growth to earnings difference of £77,791, St Albans at £72,990 and Waltham Forest at £63,646. In total, six London boroughs appear in the top 10 districts, including Newham at £63,583, Redbridge at £56,528 and Hounslow at £54,569.

‘Buoyancy in the housing market over the past two to five years has resulted in homes increasing in value by more than total take home earnings for the average homeowner in many areas, though mostly in southern England,’ said Martin Ellis, housing economist at the Halifax.

‘While it’s no longer unusual for houses to earn more than the people living in them in some places, there are clearly local impacts. Home owners in these areas can build up large levels of equity quickly, but for potential buyers whose wages have failed to keep pace, the cost of buying a home has become more unaffordable during that time,’ he explained.

Four areas have recorded a differential of over £100,000 over the past five years. The greatest was again Haringey, where average property prices have increased by £242,121, surpassing average take home pay during the period by £124,300. Then Harrow at £115,522, Waltham Forest at £105,195 and Three Rivers at £101,082 with nine of the top 10 performers in London.

 

Source: http://www.propertywire.com/news/uk/research-reveals-much-home-earns-owner/?utm_source=Property+Wire+News&utm_campaign=016843e7c3-RSS_EMAIL_CAMPAIGN&utm_medium=email&utm_term=0_cb0fe1dd73-016843e7c3-108361813&goal=0_cb0fe1dd73-016843e7c3-108361813 

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Woodford Green office organised a charity Quiz night in aid of Haven House Hospice for children yesterday at the Rose and Crown pub.

We would like to thank everyone that participated and supported us.

We all had a great night and are happy to confirm that we have raised a total of £512 for this worthy cause.

  

A big THANK YOU to all the local business’s that donated prizes.

 

Ashleigh Flowers, Woodford High Road

Prezzo’s, Snakes Lane West.

Nu U, Woodford High Road.

Rose & Crown Pub, Woodford

The Kilns Hotel, Brentwood.

Canary Riverside Hotel & Plaza, Canary Wharf.

Loveweds Jewellers Of Harpenden

 

Thanks to you all for making this evening successful.

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Come along for what promises to be a fun evening, with all money raised going to this worthy cause.

Minimum six people per table, £5.00 per person, there will also be a raffle with some excellent prizes.

Due to limited numbers, please let us know as soon as possible if you would like to be a part of this exciting evening.

To reserve your table, please call 020 8559 7040 or email:

mahe.georgio@victormichael.com

 

We look forward to seeing you!

 

 

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International Women’s Day (March 8) is a global day celebrating the social, economic, cultural and political achievements of women. The day also marks a call to action for accelerating gender parity.

International Women’s Day (IWD) has been observed since in the early 1900’s – a time of great expansion and turbulence in the industrialized world that saw booming population growth and the rise of radical ideologies. International Women’s Day is a collective day of global celebration and a call for gender parity. No one government, NGO, charity, corporation, academic institution, women’s network or media hub is solely responsible for International Women’s Day. Many organizations declare an annual IWD theme that supports their specific agenda or cause, and some of these are adopted more widely with relevance than others.

“The story of women’s struggle for equality belongs to no single feminist nor to any one organization but to the collective efforts of all who care about human rights,” says world-renowned feminist, journalist and social and political activist Gloria Steinem. Thus International Women’s Day is all about unity, celebration, reflection, advocacy and action – whatever that looks like globally at a local level. But one thing is for sure, International Women’s Day has been occurring for well over a century – and continue’s to grow from strength to strength.

Learn about the values that underpin and guide IWD’s ethos.

International Women’s Day timeline journey

1908
Great unrest and critical debate was occurring amongst women. Women’s oppression and inequality was spurring women to become more vocal and active in campaigning for change. Then in 1908, 15,000 women marched through New York City demanding shorter hours, better pay and voting rights.

1909
In accordance with a declaration by the Socialist Party of America, the first National Woman’s Day (NWD) was observed across the United States on 28 February. Women continued to celebrate NWD on the last Sunday of February until 1913.

1910
In 1910 a second International Conference of Working Women was held in Copenhagen. A woman named Clara Zetkin (Leader of the ‘Women’s Office’ for the Social Democratic Party in Germany) tabled the idea of an International Women’s Day. She proposed that every year in every country there should be a celebration on the same day – a Women’s Day – to press for their demands. The conference of over 100 women from 17 countries, representing unions, socialist parties, working women’s clubs – and including the first three women elected to the Finnish parliament – greeted Zetkin’s suggestion with unanimous approval and thus International Women’s Day was the result.

1911
Following the decision agreed at Copenhagen in 1911, International Women’s Day was honoured the first time in Austria, Denmark, Germany and Switzerland on 19 March. More than one million women and men attended IWD rallies campaigning for women’s rights to work, vote, be trained, to hold public office and end discrimination. However less than a week later on 25 March, the tragic ‘Triangle Fire’ in New York City took the lives of more than 140 working women, most of them Italian and Jewish immigrants. This disastrous event drew significant attention to working conditions and labour legislation in the United States that became a focus of subsequent International Women’s Day events. 1911 also saw women’s Bread and Roses‘ campaign.

1913-1914
On the eve of World War I campaigning for peace, Russian women observed their first International Women’s Day on the last Sunday in February 1913. In 1913 following discussions, International Women’s Day was transferred to 8 March and this day has remained the global date for International Women’s Day ever since. In 1914 further women across Europe held rallies to campaign against the war and to express women’s solidarity. For example, in London in the United Kingdom there was a march from Bow to Trafalgar Square in support of women’s suffrage on 8 March 1914. Sylvia Pankhurst was arrested in front of Charing Cross station on her way to speak in Trafalgar Square.

1917
On the last Sunday of February, Russian women began a strike for “bread and peace” in response to the death of over 2 million Russian soldiers in World War 1. Opposed by political leaders, the women continued to strike until four days later the Czar was forced to abdicate and the provisional Government granted women the right to vote. The date the women’s strike commenced was Sunday 23 February on the Julian calendar then in use in Russia. This day on the Gregorian calendar in use elsewhere was 8 March.

1975
International Women’s Day was celebrated for the first time by the United Nations in 1975. Then in December 1977, the General Assembly adopted a resolution proclaiming a United Nations Day for Women’s Rights and International Peace to be observed on any day of the year by Member States, in accordance with their historical and national traditions.

1996
The UN commenced the adoption of an annual theme in 1996 – which was “Celebrating the past, Planning for the Future”. This theme was followed in 1997 with “Women at the Peace table”, and in 1998 with “Women and Human Rights”, and in 1999 with “World Free of Violence Against Women”, and so on each year until the current. More recent themes have included, for example, “Empower Rural Women, End Poverty & Hunger” and “A Promise is a Promise – Time for Action to End Violence Against Women”.

2000
By the new millennium, International Women’s Day activity around the world had stalled in many countries. The world had moved on and feminism wasn’t a popular topic. International Women’s Day needed re-ignition. There was urgent work to do – battles had not been won and gender parity had still not been achieved.

2001
The global internationalwomensday.com digital hub for everything IWD was launched to re-energize the day as an important platform to celebrate the successful achievements of women and to continue calls for accelerating gender parity. Each year the IWD website sees vast traffic and is used by millions of people and organizations all over the world to learn about and share IWD activity. The IWD website is made possible each year through support from corporations committed to driving gender parity. The website’s charity of choice for many years has been the World Association of Girl Guides and Girl Scouts (WAGGGS) whereby IWD fundraising is channelled. A more recent additional charity partnership is with global working women’s organization Catalyst Inc. The IWD website adopts an annual theme that is globally relevant for groups and organizations. This theme, one of many around the world, provides a framework and direction for annual IWD activity and takes into account the wider agenda of both celebration as well as a broad call to action for gender parity. Recent themes have included “Pledge for Parity”, “Make it happen”, “The Gender Agenda: Gaining Momentum” and “Connecting Girls, Inspiring Futures”. Themes for the global IWD website are collaboratively and consultatively identified each year and widely adopted.

2011
2011 saw the 100 year centenary of International Women’s Day – with the first IWD event held exactly 100 years ago in 1911 in Austria, Denmark, Germany and Switzerland. In the United States, President Barack Obama proclaimed March 2011 to be “Women’s History Month”, calling Americans to mark IWD by reflecting on “the extraordinary accomplishments of women” in shaping the country’s history. The then Secretary of State Hillary Clinton launched the “100 Women Initiative: Empowering Women and Girls through International Exchanges”. In the United Kingdom, celebrity activist Annie Lennox lead a superb march across one of London’s iconic bridges raising awareness in support for global charity Women for Women International. Further charities such as Oxfam have run extensive activity supporting IWD and many celebrities and business leaders also actively support the day

2017 and beyond
The world has witnessed a significant change and attitudinal shift in both women’s and society’s thoughts about women’s equality and emancipation. Many from a younger generation may feel that ‘all the battles have been won for women’ while many feminists from the 1970’s know only too well the longevity and ingrained complexity of patriarchy. With more women in the boardroom, greater equality in legislative rights, and an increased critical mass of women’s visibility as impressive role models in every aspect of life, one could think that women have gained true equality. The unfortunate fact is that women are still not paid equally to that of their male counterparts, women still are not present in equal numbers in business or politics, and globally women’s education, health and the violence against them is worse than that of men. However, great improvements have been made. We do have female astronauts and prime ministers, school girls are welcomed into university, women can work and have a family, women have real choices. And so each year the world inspires women and celebrates their achievements. IWD is an official holiday in many countries including Afghanistan, Armenia, Azerbaijan, Belarus, Burkina Faso, Cambodia, China (for women only), Cuba, Georgia, Guinea-Bissau, Eritrea, Kazakhstan, Kyrgyzstan, Laos, Madagascar (for women only), Moldova, Mongolia, Montenegro, Nepal (for women only), Russia, Tajikistan, Turkmenistan, Uganda, Ukraine, Uzbekistan, Vietnam and Zambia. The tradition sees men honouring their mothers, wives, girlfriends, colleagues, etc with flowers and small gifts. In some countries IWD has the equivalent status of Mother’s Day where children give small presents to their mothers and grandmothers.

So make a difference, think globally and act locally!
Make everyday International Women’s Day.
Do your bit to ensure that the future for girls is bright, equal, safe and rewarding.

 

Source: https://www.internationalwomensday.com/About 

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Less is more so kill the clutter


If you put your hand onto a hot stove you would not be surprised to burn it. That’s obvious I hear you cry.
And if you go for a stroll when it’s hammering down with rain you’ll get soaked, right? Duh, of course, you’re now probably thinking ‘tell me something I don’t know’.
However, it’s also pretty obvious that if you put your property on the market and it’s filled with clutter it is a much harder home to sell.
It makes your home look smaller and I’ve never had a potential buyer say to me ‘I’m looking for somewhere really small and cluttered’.
Sure we deal with lots of people downsizing but they still want ample space to live in and enjoy.
We recently surveyed the team in our office asking for their top property tip.
Leading the way by some distance was the vital importance of keeping a property clean and clutter free when people are coming round to view it.
You want viewers to marvel about how big your bedroom seems not be turned off by the fact there’s no floor space due to unnecessary items left everywhere.
Less is very definitely more in this scenario as untidy properties tend to stay on the market a lot longer than smart, clean and tidy ones.
So spend a bit of time decluttering your property before it goes on the market. If you have items you can’t part with, put them into storage. Just don’t leave them lying around for a potential buyer to step over.
The few hours you spend ridding your home of unnecessary clutter could make you thousands in an increased sale price.
Put simply, space sells, clutter doesn’t. It sounds obvious but many people dismiss this advice.
Our team at Victor Michael are always delighted to answer any of your questions on preparing to bring a property to market successfully.
Thanks for reading.

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Should you still be investing in Stratford Buy To Let?

If I were a buy to let landlord in Stratford today, I might feel a little bruised by the assault made on my wallet after being (and will continue to be) ransacked over the last 12 months by HM Treasury’s tax changes to buy to let. To add insult to insult to injury, Brexit has caused a tempering of the Stratford property market with property prices not increasing by the levels we have seen in the last few years. I think we might even see a very slight drop in property prices this year, and if Stratford property prices do drop, the downside to that is first time buyers could be attracted back into the Stratford property market, meaning less demand for renting (meaning rents will go down). Yet, before we all run for the hills, all these things could be serendipitous to every Stratford landlord, almost a blessing in disguise.

Stratford (E15) has a population of 51,490, so when I looked at the number of people who lived in private rented accommodation, the numbers astounded me …

 

Yields will rise if Stratford property prices fall, which will also make it easier to obtain a buy to let mortgage, as the income would cover more of the interest cost. If property values were to level off or come down that could help Stratford landlords add to their portfolio. Rental demand in Stratford is expected to stay solid and may even see an improvement if uncertainty is protracted. However, there is something even more important that Stratford landlords should be aware of, the change in the anthropological nature of these 20 something potential Stratford first time buyers.

I have just come back from a visit to my wife’s relations after a family get together. I got chatting with my wife’s nephew and his partner.  Both are in their mid/late twenties, both have decent jobs in Stratford and they rent. Yet, here was the bombshell, they were planning to rent for the foreseeable future with no plans to even save for a deposit, let alone buy a property. I enquired why they weren’t planning to buy? The answers surprised me as a 40 something, and it will you. Firstly, they dont want to put cash into property, they would rather spend it on living and socialising by going on nice holidays and buying the latest tech and gadgets. They wanted flexibility to live where they choose and finally, they didn’t like the idea of paying for repairs. All their friend’s feel the same. I was quite taken aback, because buying a house is just not top of the list for these youngsters.

So, as 39.9% of Stratford people are in the rented accommodation and as that figure is set to grow over the next decade, now might just be a good time to buy property in Stratford – because what else are you going to invest in?  Give your money to the stock market run by sharp suited city whiz kids – because at least with property – it’s something you can touch- there is nothing like bricks and mortar!

 

 

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If you haven’t ever heard of Japanese Knotweed, the Environment Agency describe it as “indisputably the UK’s most aggressive and destructive plant”

Growing up to an inch a day, Knotweed has the ability to mature rapidly across a large surface area, with the slightest trace causing continuing problems.

Japanese Knotweed (or Fallopia Japonica) is a large, invasive plant species which finds its way into the fabric of a building, e.g. joints in concrete, cavity walls, weaknesses in broken mortar between paving slabs or bricks, and in severe circumstances, can cause major structural damage to properties.

In a landmark legal case, Network Rail is now facing compensation claims after they ignored pleas by residents to remove the Japanese Knotweed growing on its land after it encroached on to their homes.

Neighbours Robin Waistell and Stephen Williams saw the value of their homes halved after the weed spread into the foundations which resulted in Mr Waistell unable to sell his house. It is virtually impossible to secure finance on land or property with Japanese Knotweed on or adjacent to it as UK banks and lending institutions will not give mortgages on properties affected by knotweed.

After a four-day hearing at Cardiff County Court, the rail giant was ordered to pay £4,320 to each of the men to treat the knotweed and £10,000 each in compensation for the fall in value of their homes. The judge added that if the knotweed was not treated, they could also claim for the full drop in value, a substantial £66,000.

So, what advice can you give to your customers on how best to spot and tackle Japanese Knotweed?

Knotweed is often identified during site surveys. Whilst it may look small and contained, do not underestimate the scale of the potential problem; the plant can grow up to nine feet in height and roots up to three metres deep. It is important to have the plant treated as soon as possible to avoid further growth and prevent the property sale from falling through.

Financially, eradication of Japanese Knotweed can become costly if left untreated.

Source: http://www.naea.co.uk/

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The latest survey from home services marketplace, has revealed that a new kitchen is the most effective home improvement for influencing a potential buyer’s final decision as well as their offer.

According to the data, when looking to buy a new property, 47% of potential homeowners would be influenced by it having a recently fitted kitchen. 28% would also be more likely to offer a higher price for this feature. Having a new bathroom also has a strong influence on home buyers; 46% would consider this when deciding whether to buy and 27% would potentially be willing to offer more money.

The order of rankings then somewhat divides. Looking at home improvements affecting the final decision to buy, new windows (45%) ranks third, followed by a new boiler (43%), a new extension (34%) and new loft insulation (33%). At the other end of the table, 31% of home buyers claimed that a new conservatory would affect their decision to buy. New garden landscaping (29%) follows this and new lighting (23%) sits at the bottom of the table.

It’s interesting when this order is compared to how home improvements affect the buyer’s decision to offer a higher price. New extensions climbs the rankings to take 3rd with 26%, whilst a new conservatory is also ranked highly with 23% of home buyers feeling this warrants a higher price. Extensions to the property clearly have a stronger influence on the offer than the decision to buy for potential buyers.

Stephen Jury, spokesperson for Plentific, said: “Many property buyers keep an eye out for particular home renovations when searching for their next home. It goes without saying that costly renovations are high on the wish list for most buyers. These can add significant value to a property and incentive buyers to offer a higher price. If a seller is looking to get a better offer, our insight could provide useful guidance on which home improvements to invest in.”

Source: http://www.propertyreporter.co.uk/property/kitchen-is-king-when-it-comes-to-influencing-potential-buyers.html?utm_source=Email+Campaign&utm_medium=email&utm_campaign=21136-194723-Campaign+-+24%2F02%2F2017+SHAW 

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The latest report from Halifax has shown that more first-time buyers climbed on to the property ladder in 2016 than in any year since 2007.

However, it comes at a cost as the lender revealed would-be home owners now need to raise more than £32,000 for a deposit.

Deposit sizes have more than doubled over the last decade. In 2006, the average first-time buyer deposit across the UK was £15,168. Now it is £32,321 – around 16% of the price of a typical first home.

According to the report, those buying their first property can expect to pay more than £200,000 across the UK generally and an “eye-watering” £400,000 in London. On average, in the capital, a first-time buyer’s deposit is more than £100,000, assuming they can also cover moving costs and stamp duty.

First-time buyers in London put down a 25% deposit on average in 2016, amounting to £100,445.

Halifax also revealed that during 2016, the average house price paid by first-time buyers was £205,170 – the highest on record. This average has grown by 7% over the last year, pushing it over the £200,000 mark.

In London, first-time buyers can expect to pay £402,692.

The number of first-time buyers is estimated to have reached 335,750 in 2016. This is the highest figure since 359,900 in 2007, and marks the third year in a row that the number has topped 300,000.

Halifax said the number of first-time buyers in 2016 was 75% higher than a low point in 2009, but 17% below a pre-crisis peak of 402,800 in 2006.

As the cost of housing has increased, first-time buyers have been taking out longer mortgages. In 2006, just over a third (36%) had mortgages lasting beyond the traditional 25-year period. In 2016, 60% of mortgages were for 25 years or more.

More aspiring first-time buyers are also having to factor stamp duty into their costs. Less than a third (29%) of first-time purchases in 2016 were below the £125,000 stamp duty threshold. This share was 45% in 2013.

The average age of a first-time buyer is 30, ranging from 27 in Carlisle in Cumbria and Torfaen in South Wales to 34 in places such as Slough in Berkshire and the London boroughs of Barnet and Ealing.

   Martin Ellis, a housing economist at Halifax, said record low mortgage rates, high employment levels and Government schemes such as Help to Buy have helped first-time buyers. The UK-wide Help to Buy mortgage guarantee scheme ended in 2016, but other schemes are still available.

   He added: “Across the regions there is a contrasting picture. In London – which has one of the youngest populations in the UK – the average house price for a typical first-time buyer is now more than an eye-watering £400,000 with an average deposit of over £100,000 – more than twice that in the South East, the next most expensive region.”

   Jeremy Leaf, north London estate agent and a former RICS residential chairman, says: ’The Halifax’s findings are good news in terms of the increase in number of first-time buyers but are also indicative as to what parents and grandparents put themselves through so that they can afford those deposits – with more than £100,000 required in London.

If the housing market is going to function properly, as the government has told us so many times it should, then we need to protect first-time buyers. First-time buyers are the life blood of the market as they tend to buy at the bottom and trade up whereas investors buy at one level and stay there.

Although lenders are supposed to be providing support via Help to Buy now that the mortgage guarantee element has been withdrawn, on the ground we are finding it is not happening in all cases and more flexibility on lending criteria at higher loan-to-values is required.’

Source: http://www.propertyreporter.co.uk/property/ftbs-at-10-year-high.html?utm_source=Email+Campaign&utm_medium=email&utm_campaign=21136-188156-Campaign+-+13%2F01%2F2017+MC
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