… but don’t give up easily!

The profile of a first time buyer (FTB) is clear: around 32 and with an income of £66,000. They want a home and usually turn to mortgages to become homeowners, but still have a hard time getting what they want.

However, another advantage of a young first time buyer is that they don’t give up easily. So, despite the challenges, first time buyers seemed to get the loans they needed in January. The figures rose compared to December and November, which is a good sign…