We’re not going to lie and pretend that selling a home doesn’t come with certain filing requirements. However, if you’re well prepared and allow plenty of time to get your affairs in order, you’ll avoid any last-minute panic. Follow our guide to discover more about what documents you need to move home and make the house-selling process that much easier.
Property title deeds
If you don’t have the property title deeds for your home, don’t worry too much. However, you will need to produce the deeds to prove that you do own the home you’re selling. You’ll be able to obtain these from the solicitor you used when originally applying for a mortgage or buying your existing property, or failing that, you can contact the Land Registry.
Energy Performance Certificate
All domestic and commercial buildings must have an Energy Performance Certificate (EPC) and it needs to be available to potential buyers as soon as you put your house up for sale. It is a useful document, which gives information about how energy efficient a property is, according to a rating of between A (very efficient) and G (inefficient). Only accredited Domestic Energy Assessors can produce valid EPCs.
What if my property is leasehold?
If your property is leasehold, you will need to provide a copy of the lease and complete a seller’s leasehold information form. Don’t forget that if you pay a management fee for services and maintenance you will also need to send off for a Management Information Pack. Your solicitor should be able to obtain this on your behalf.
Fittings and contents
Sometimes referred to as the Schedule of Fixtures and Fittings, the Fittings and Contents Form (TA10) specifies what the seller is including in the sale of the home and what will be removed.
In addition, anyone selling a property is required to fill out a Property Information Form (TA6). This is a questionnaire which gathers information about, for instance, planning consent and building regulations.
When dealing with a solicitor you will always need to provide proof of identity, so make sure you have a passport and recent utility bill to hand. You should also collect details of your existing mortgage, along with your account information and the amount outstanding.